Have you fallen behind on your mortgage payments? Or, maybe you haven't missed a payment but are worried about an upcoming rate adjustment and you're not sure where to turn.

According to the Mortgage Bankers Association, 250,000 people enter foreclosure every three (3) months.
(Source: Mortgage Bankers Association http://www.fdic.gov/about/comein/files/foreclosure_statistics.pdf)

HaloCare knows it is not just an investment, it's your home. Our professional consultants will provide you the personal attention you deserve. Every situation is different. Let us handle the painstaking modification request process and present the most compelling case possible for you.

One (1) in 33 current U.S. homeowners nationwide is projected to face foreclosure, primarily in the next two years, as a result of a subprime loan made in 2005 and 2006.

Source: Based on Center for Responsible Lending, Subprime Spillover: Foreclosures Cost Neighbors $202 Billion; 40.6 Million Homes Lose $5,000 on Average, CRL Issue Brief, http://www.responsiblelending.org/issues/mortgage/research/subprime-spillover.html (accessed January 25, 2008). (Revised and updated February 28, 2008).